Financial Focus – January 21st, 2026
Tax season is right around the corner, and there are several changes this year that could catch people off guard. We talk through what’s new, what to watch for, and a few simple steps that could save you time, stress, and money.
Midterm Mania
This week’s chart looks at how the Dow Jones Industrial Average has typically behaved during midterm election years. There have been 31 midterm elections since 1902. Each blue bar on the chart represents the annual return for that midterm year, while the orange...
The Discount Rate
Interest rates are important for the stock market. In a technical sense, they’re what we call the “discount rate.” This is the rate at which the future cash flows generated by the companies in the stock market get discounted back to the present. Because of how...
Long-Term Cycles
When investors evaluate long-term stock market returns, it is helpful to look through the lens of rolling 20-year periods. Nate Kreinbrink shares the history of S&P 500’s returns and where the index stands now.